After finishing school, Jocelyn and Jarvis were in debt for $96,000 from student loans, credit cards, and buying a small rural property. They managed to pay off this huge debt in just 20 months.
Then, they built a debt-free custom tiny house for their family of four. For a long time, they ignored their money problems. But one night, they finally looked at their debts and compared them to the money they were making.
When they saw how much they owed, they decided to make big changes. They moved to a smaller apartment, got different jobs, bought things second-hand, froze a credit card in a block of ice, started using only cash, and made a budget. This helped them slowly pay off their debt.
Jocelyn and Jarvis kept a whiteboard with a list of all their debts, and they updated it every time they made a payment. This helped them stay motivated.
After 20 months, they paid off all their debts. They kept living simply and saving money, which allowed them to build a custom tiny house on wheels.
We are really inspired by this young family’s efforts to improve their lives. They worked hard to pay off their debt, reduce their energy use, buy less, and live a low-waste lifestyle. Making these changes in every part of their lives was not easy, but they did it.
